The right mortgage, without the guesswork.
We compare rates across 25+ UAE banks, handle the paperwork end-to-end, and get you pre-approved fast — so you buy your Dubai home with confidence.
Mortgage calculator
Estimate your monthly repayment in seconds.
Mortgage solutions for every buyer
Whatever your situation, we find the bank and the rate that fit it best.
Resident mortgages
Buying your home in Dubai? We secure the best home-loan rate for UAE residents and manage the process start to finish. Read our resident mortgage guide →
Non-resident mortgages
Investing from overseas? We work with the banks most open to non-residents, with low-documentation options and clear guidance.
Refinance & equity release
Paying too much, or want to unlock cash? We move your mortgage to a better rate, or release equity from a property you already own. Read our equity release guide →
Off-plan & handover finance
Buying off-plan? We arrange staged financing for under-construction property and cover your final handover payment. Read our off-plan mortgage guide →
Commercial finance
Financing an office, retail unit or investment portfolio? We structure commercial mortgages tailored to your goals.
Free eligibility check
Not sure where you stand? Get a clear, obligation-free picture of how much you can borrow across leading banks.
Your mortgage in four steps
No jargon, no chasing banks. We do the heavy lifting and keep you informed at every stage.
Tell us your goals
Share your budget and plans. We assess your eligibility and affordability in one short conversation.
Compare your options
We present the best rates from 25+ UAE banks side by side — in plain terms — and shortlist the right fit.
Get pre-approved
We prepare and package your file so it's approved first time, and hand you a clear pre-approval.
Move in
We coordinate with the bank and conveyancer through to completion, so you get the keys stress-free.
Advice you can actually trust
We work for you, not the bank. That single fact changes everything about the advice you get.
Independent & unbiased
We compare the whole market and recommend what's right for you — never steered by a single lender.
End-to-end handling
Documents, bank liaison, valuations and conveyancing coordination — all managed for you.
Real market access
Direct relationships with 25+ UAE banks mean sharper rates and options you won't find alone.
A dedicated advisor
One expert owns your case from first call to final approval — no call centres, no being passed around.
We compare 25+ UAE banks
One conversation gives you access to the whole market — instead of queuing at each bank yourself.
Buyers who trusted us
Real outcomes from residents, investors and first-time buyers across Dubai.
They compared everything for me and found a rate almost a full percent below what my own bank offered. The pre-approval came through in days.
As a non-resident I thought a Dubai mortgage would be impossible. ProCapital knew exactly which banks to approach and handled all the paperwork.
Refinanced my apartment and I'm now saving thousands a year. Clear advice, no pressure, and they chased the bank so I didn't have to.
Frequently asked questions
Straight answers to the questions Dubai buyers ask us most.
Yes. Non-residents can secure a mortgage in Dubai and across the UAE. Most banks require six months of bank statements, proof of income and a passport copy. We work with the banks most favourable to non-resident applicants and guide you through every requirement.
UAE residents typically need a 20% down payment for a first property under AED 5 million. Non-residents usually need 20–25%. We help you plan for the deposit plus associated fees before you commit, so there are no surprises.
Your initial consultation and mortgage comparison are free. We're paid by the bank on completion, and we always disclose any fees upfront — our advice stays independent and in your interest.
With complete documents, pre-approval typically takes 3–5 working days. We prepare and package your file so it's approved first time, without back-and-forth with the bank.
Absolutely. Banks differ in how they assess self-employed applicants. We know which lenders view self-employed income favourably and will position your application with the right one.
Yes. If you own a Dubai property with equity built up, you can refinance to release a lump sum of cash against its value — for renovations, another investment, or other needs. We compare equity-release and cash-out options across UAE banks to find the sharpest rate for your situation, and handle the whole process for you.
Let's find your best mortgage
Share a few details and a ProCapital advisor will call you back with a clear, personalised picture of your options.
- ✓ A dedicated advisor, start to finish
- ✓ Rates compared across 25+ banks
- ✓ No cost, no pressure, no jargon
Request a free callback
We'll get back to you within one business hour.